Wednesday, January 2, 2008

How To Consolidate Debt Loans

What Company Is Offering:
A debt consolidation loan is a type of loan that is taken out by those that want to clear their existing smaller debts by paying them all off with one larger loan. This type of loan is also commonly used to combine unsecured debt, making it easier to manage your overall budget and stick to a repayment plan.

How It Works:
At Debt Consolidation, they use a panel of lenders who specialise in helping people like you. If you have bad credit issues, you may pay a little more for your loan or mortgage than people with a good credit history, so it’s important to find the right advice as to the right debt consolidation solution for you.


When applying to consolidate you debt, you need to look around for a suitable consolidation loan, and these loans are available from a number of lenders.

The rates attached to a consolidation loan can vary from one lender to another, so it is important to compare different deals in order to get the best rates and repayments that suit your pocket. A consolidation loan can suit many people, although in some cases it may not prove the ideal solution – for instance if you are in severe levels of debt – in which case you may need to see further debt advice.

Whether its secured or unsecured loans, the debt consolidation loans available to you will depend on your credit rating. Those people with poor credit can still access debt consolidation loans, however, and over time can even improve their credit rating by diligently making payments on time and in full.

Why To Use It And How It Will Be Helpful:

There are many reasons why you might want to seek a debt consolidation loan. The main reason for seeking a consolidation is simply beacause you may want to reduce the total of your monthly debt payment and simplify your budget by making just one payment to a single lender. Or, you may be having trouble keeping current on your existing debts and need a way to make your payments affordable while repairing your credit rating over time.

Many people struggle to juggle their various loans and debts, and having to deal with a high level of debt can be very stressful. When you consolidate your debts you won’t have to worry about juggling a range of debts, as all of your smaller debts will be rolled into one larger loan. Many people that juggle a range of debts also end up missing repayments or making late repayments, which can be damaging to your credit. Consolidation helps to reduce the risks of this happening, and can help to ensure that your monthly outgoings are not too high.

More at:http://www.howtoconsolidatedebtloans.com/

BlogBookmark.com is a place to discover cool new blogs

What Company Is Offering:

BlogBookmark.com is a place to discover cool new blogs! Check BlogBookmark.com every day to find the hottest news, gossip, and blog chatter from around the web! Our user submitted blog posts give you the visitor an opportunity to find awesome new blogs to subscribe to while giving you the power to vote up or down on the best blogs on the web.

How To Use It:

Registering gives you the ability to participate in their community. Non-registered visitors to their website cannot vote on blog posts or post comments. Registering allows you the ability to do all of those things and more including a personal profile to store all of your favorite blog bookmarks. And, it's FREE! They don't now, nor do ever plan to charge membership fees to search, discover, and subscribe to all the blogs and feeds you can stand!

When you are logged in, any blog post that you vote for is automatically added to your bookmarks on your profile page under the "Voted" tab. If you would like to bookmark a blog post without actually voting for it simply use the "Save" link located beneath each blog post description, next to the tell a friend link.

Your profile here on BB is what identifies you to the community. Whether you're a blogger or an avid blog reader or both, your profile can speak volumes about who you are. Once you are logged in, you can modify this information about yourself by clicking on the Profile button at the top right of this page. You can also use your personal profile page to view your bookmarks.

More at:http://www.blogbookmark.com/

CommandShift3 is where websites do battle!

What Company Is Offering:
On CommandShift3, you are presented with the screenshots of two websites side by side. If you click the screenshot of the site you think looks best, the page reloads and you start all over again. It never ends.

So far there have been 597281 clicks. The energy it took to click 597281 times raised the earth's temperature by .0000000000000000087265081 degrees, contributing to the melting of the polar ice caps.

How It Works:

The best & worst page is where they add up all those clicks and display the winners and losers. You can also browse winners by tag, and by month or week. You can also see the worst ever.
Sites are ranked based both on their percentage of wins and the number of battles they have engaged in.

Two sites may have equal winning percentages, but may be ranked differently because one has participated in more battles than the other.

More at:http://commandshift3.com/

Catch the Best

What Company Is Offering:

Catch the Best is a collaborative applicant tracking system (ATS) built just for small businesses. Basically, that means it gives you a place to track your job postings and the applicants for your open positions, but without all the extra junk (and extra cost!) that you get from the guys trying to sell you an "enterprise-class" product.

How It Works:

Once you’ve created a Catch the Best account, you can enable a public listing of all your open positions by visiting the Career Site link via the account settings. Once enabled, copying and pasting one line of javascript from the Career Site page into a page hosted at your web site will load all of your open positions listed in Catch the Best on your own jobs page. Each listing on your page will have a link back to Catch the Best for candidates to apply directly from your web site.

More at:http://catchthebest.com/

Tvinci provides a complete end-to-end solution, starting from developing your broadband strategy, to creating your Internet TV plan etc

What Company Is Offering:
Tvinci provides services to video content owners, broadcasting channels and publishers while always keeping their users in mind. Tvinci offers platform to manage media while making the content smarter and richer. Tvinci can improve the Internet TV viewing experience.

How It Works:

They offer a complete end-to-end solution, starting from developing your broadband strategy, to creating your Internet TV plan, integrating your site and existing content, and of course, maximizing your content monetization.


Using the Tvinci video dashboard, editors can tag content and users can create layers of textual information. The combination of editor and user added content with analysis of how its used, shows what and how much users viewed, as well as what they liked, what they added to their playlists, and how popular their playlists are amongst their friends. This and more enriches the content even further.
The interactive, personalized, social experience is achieved with a state-of-the-art user interface. Tvinci’s patent-pending video dashboard method offers users a multi-tasking viewing experience, where they can enjoy the use of a number of widgets surrounding the content. The widgets help users add to the original content, meet and communicate with friends, and create their own personal channels.



In the Web 2.0 world of social networking and communities, we believe that users wish to connect with new content through their friends and to share their favorite content with their friends. They can with the use of the Tvinci widgets for saving playlists, sharing playlists, editing friends’ playlists, chat and viewing friends’ related content, etc.
More at:http://www.tvinci.com/

GyPSii allows users to share their real life experiences in the virtual world using mobile devices and the web

What Company Is Offering:
GyPSii allows users to share their real life experiences in the virtual world using mobile devices and the web. It is a user generated content, social networking, search & location based suite of integrated mobile and web applications - for users to share, view & upload pictures, video, text and POI (points of interest) with a geo-tag (location data) - place and track each other in their select communities.

How It Works:

Capture, create & geo-tag your photos, video, audio & text to create Places with location context, recorded for future easy access & sharing with you, your family and your friends.
A Personal e Diary - stored centrally for easy access with both mobile phones & on the web. Use the web & mobile device to further enhance, edit, rate and comment on yours & others' Places.
Social Networking - configure GyPSii to automatically communicate with web sites like FaceBook, Digg, Del.icio.us, MySpace etc; send & share Places from your mobile device & the web to your social network groups.
Unique Features:

Mobile Proximity Search
Proximity based area search, similar to a local directory search.
Find user generated content, Places and other points of interest.
Ideal for the leisurely or business user, simple & easy to use, find a point of interest or Place, and get a map to it, all within one user experience.
Share with your group or friends by simply sending the destination details
Maps & Navigation.
Maps with Routing directions.
After finding your point of interest, Place or person, get directions directly to your destination.
Integrate with Personal Navigation .
More at:http://www.gypsii.com/

24im is the smarter, faster, easier way to deliver enterprise-grade IM to your private group

What Company Is Offering:
24im is the smarter, faster, easier way to deliver enterprise-grade IM to your private group. Its for Free.


How It Works:
You can access 24im using their web application, or you can access it using their windows download.
24im is built for your group, but they do all the work. Since 24im is hosted on their fast and reliable servers, you don't need to worry about a thing.
Safe, Encrypted Messaging.
You see "Hey Bob", bad-guys see garbled text. 24im uses AES Encryption to protect your group from prying eyes.
More at:http://www.24im.com/

Top 10 Things That Won't Happen in 2008

For those who aren't already punch-drunk with prediction lists, here's a list of the Top 10 Things That Won't Happen in 2008:

1. The writers won't win the current strike. Considering that I'm a writer, I'd really love to see the guys with the ideas get their due, not to mention a hefty stake in the new media riches (are ya listening BusinessWeek editors?). But frankly, the Writers Guild of America has handled the current eight-week strike as poorly as one can imagine, especially by throwing in the red herring issue of demanding to represent reality-show writers not already under contract with them. This is a strike that legitimately should be about whether writers can get a chunk of residuals from the streaming of TV shows on the Net and other kinds of digital distribution. But the studio owners have stockpiled movies that take them through 2009 and are already making noises that they'll save money by airing reruns on the tube, shifting shows from cable channels (that they already just happen to own), and likely ending expensive producer deals. The result? When the studios settle with the much less demanding directors' guild —maybe in the next month—the writers will get the crumbs: a small piece of the digital action.

2. DreamWorks isn't going to leave Paramount after all. O.K, so I was among the first to write that Steven Spielberg was unhappy with his deal to make movies for Paramount, and might bolt. And he can, by late in 2008. But I've got the feeling that Spielberg's business partner, the endlessly imaginative David Geffen, may just have another game plan in mind. Sure, he'll take meetings with NBC (he's already had a very public dinner with Jeff Immelt, CEO of NBC parent General Electric (GE)). But pique is really a Geffen ploy to bring Paramount parent Viacom (VIA) and its chairman Sumner Redstone back to the table and maybe to get him to buy the other piece of DreamWorks (DWA), its animation studio, that Redstone didn't buy in 2005.

3. Apple won't reinvent TV viewing. Not that Steve Jobs won't try. But the buzz is that Apple (AAPL) will revamp its weak Apple TV this fall, giving folks a more elegant way to download movies directly from the Internet to TVs. And Jobs is lining up much of Hollywood to give him their first-run movies. So far only Disney (DIS), among the major studios, does that. If you're gonna bet on one guy to figure out how to merge TV and the computer it would be the bearded one. But, Steve, get used to the fact that folks aren't clamoring for unlimited access to movies and TV shows from the Net. That's what they make cable TV for.

4. Juno won't win an Academy Award. Anyone who has seen the small-budget comedy about a teenage pregnancy knows that I'm talking about. It's got warmth, soul, and a heart as large as star Ellen Page.

Made for a very un-Hollywood-sized budget of under $25 million, the Jason Reitman-directed film is everything you'd want in a movie, especially that it is over-the-moon entertaining. But Academy voters often vote on the basis of heft, as in Lord of the Rings, or star power, and this film has neither. Last year's Little Miss Sunshine may show that fun little films can get nominated, and Juno already has a Golden Globes nomination, so maybe I'm wrong. Then again, maybe everyone will watch an overblown saga like American Gangster waltz away this year, just as Warner Bros.' (TWX) The Departed did last year.

5. Google (GOOG) won't buy a media company. The hot buzz for months has the Internet search giant using its hyperinflated stock and mountains of cash to buy a media company, perhaps a movie studio like MGM or another company with a treasure trove of content that Google can monetize with its newfound ability to sell advertising. The big question: Why? Google already has the pick of all the content it could ever want; it gets more eyeballs than any company on earth. Why mess it up with content companies that, frankly, are just as likely to lose money on new TV shows or movies than make it? Google is too smart for that.

6. Indiana Jones won't be the biggest film of 2008. Hard to bet against an American classic, brought back again this year after a 19-year hiatus by box-office magnets Steven Spielberg and George Lucas? O.K., so it will make beaucoup box office bucks. Maybe $200 million. But next year is chockablock with potential blockbusters, including Disney's next Chronicles of Narnia sequel and Paramount's first Marvel-made franchise, Iron Man. With Spielberg, Lucas, and Harrison Ford all back, Indiana Jones and the Kingdom of the Crystal Skull will get plenty of promo power when it's released on May 22. But Harrison Ford may not be the only one that's starting to look a little old.

7. Katie Couric won't quit. The boo-birds are already out, hissing that the former Today Show host has pulled CBS's evening news—now an ugly third—even further into the rear. Some of it isn't her fault: The show's new set is, well, just plain unattractive and the show's stilted format doesn't suit Katie's natural talents as a lively, almost bubbly TV persona. On top of that, CBS (CBS) CEO Leslie Moonves hates to lose and hates to admit defeat even more. Katie will hang around till Leslie can't stand it any longer. Maybe 2009.

8. The Disney-Pixar deal won't implode, Part Three. Critics of Disney CEO Bob Iger have been waiting since Iger's $7 billion acquisition of Steve Jobs' Pixar Animation studio in 2006 for the pricey deal to hit a brick wall. Last year was supposed to be that year, when Ratatouille arrived with a very un-Pixar opening. But the film has picked up steam, and has serious legs, having stuck around theaters for six months and raked in $200 million at the U.S. box office and more than $600 million worldwide. This year's Pixar offering, Wall-E, about a robot, is from Finding Nemo director Andrew Stanton. Say no more.

More at:http://www.businessweek.com/bwdaily/dnflash/content/dec2007/db20071226_465312_page_2.htm

11870.com

What Company Is Offering:
The idea of turning the business classified advertising sector around. We want to transform the way people - as well as their folks and pals - know, look for, recommend and share their knowledge of and experience with professionals and businesses worldwide.

How It Works;

Each user is assigned a personal page where she/he can store the businesses they're interested in, either publicly or privately. You can write reviews, upload pictures and videos, or assign tags to each entry. And, even though you can use the system individually, its true potential is realized when you share it with your circle of friends. After all, our friends' advice is often more valuable than that of strangers', isn't it?
More at:http://11870.com/

Pediaphon which generates MP3 audio files playlists and podcasts automatically from Wikipedia

What Company Is Offering:

MP3 files, playlists and podcasts automatically generated from Wikipedia.

How It Works:

Pediaphon is a free service by Andreas Bischoff, which generates MP3 audio files from Wikipedia articles by speech synthesis. The service is operated at the University of Hagen, Germany. These files can be played immediately in the webbrowser or be downloaded for later use in a MP3-Player. A podcast will be generated for each inquiry.

The Pediaphon can be attained under the address www.pediaphon.de. The service was realized by use of FreeSpeech, MBROLA and the MP3-Encoder LAME. It is a contribution to the WikiProject Spoken Wikipedia.

Pediaphon can be used for E- and M-learning.
More at:http://pediaphon.fernuni-hagen.de/

LivePads -- it allows home buyers, sellers, and real estate professionals the ability to search and host houses on their Facebook profile

What Company Is Offering:
LivePads provides real estate professionals, home buyers, and home
sellers the necessary tools for all real estate needs. People can search
for homes, sell their homes, utilize social networking, and find
valuable web resources for real estate.

How It Works:

People can search for homes, sell their homes, utilize social networking, and find valuable web resources for real estate.

LivePads has also created the industry’s first real estate Facebook Application thatthat allows home buyers, sellers, and real estate professionals the ability to search and host houses on their Facebook profile.
LivePads is also the home to the real estate industry's best blog. Their blog showcases many services from around the internet. They showcase popular real estate tools, web 2.0 startups, and many more resources for real estate professional, home buyers, home sellers, and apartment information. Their goal is to present a minimum of 25 sites a week to their social audience.

More at:http://www.livepads.com/

Tootoo.com---complete trade solution for suppliers and buyers

What Company Is Offering:

Tootoo.com is the third generation of online business-to-business (B2B) platforms, combining an international trade portal with vertical search engine technology to provide the complete trade solution for suppliers and buyers.

How It Works:

Their unrivalled search technology doesn't rely on a database of registered clients, but instead gets the results you want from all B2B networks and trade portals on the World Wide Web. Whether searching by product, industry, or company name, Tootoo.com's unbiased results let you compare potential trading partners easily and efficiently.Tootoo.com has no bias towards buyers or suppliers, so that all the results returned are ordered by relevance and quality, not on how much sponsorship a company gives.

Unique Features:

For buyers – To make specialized B2B purchases.

Develop a long-term love of Tootoo.com's search engine and comparison tools.

Allow purchases to run smoothly and with mutual trust.

For sellers – Increase overseas exposure and marketing capabilities.

Develop and promote suppliers' quality and service.

Let the highest quality suppliers top our search results "first time, every time".

More at:http://www.tootoo.com/

2pad--Private Media Sharing

What Company Is Offering:
Keep your personal photos & videos private. Easily distribute them to your friends & family. Discover 2pad's unique combination of email and web technology.

How It Works:
2pad's services allow users to store, organize and share photos and videos.
There are three levels of service: Free, Enhanced and Premium, with varying amounts of bandwidth, storage space and other specifications.There is no limit to the number of pictures or videos that you store on the site. However, there is a limit to the size of the pictures stored on the site. With their Free service, you may store up to 1 GB. Your maximum file size for a single picture or video is 20 MB, and videos are limited to 5 minutes in length. With their Enhanced service, you may store up to 5 GB. Your maximum file size for a single picture or video is 100 MB, and videos are limited to 10 minutes in length. With their Premium service, you may store up to 20 GB. Your maximum file size for a single picture or video is 200 MB, and videos are limited to 20 minutes in length.



Who Is Backing Them:
Aaron Boublil brings 20+ years marketing expertise to 2pad. From 1985-1995, he owned and operated a software servicing company. In 1995, Aaron founded Mediaquest, a web based marketing company. Four years later, he sold his company to the worldwide marketing giant Ogilvy. He remained with Ogilvy until 2005, first heading their dot-com marketing division in France, and later working on the accounts of industry leaders IBM, Nestle and Unilever, just to name a few.

The other two partners each bring 20+ years hardware expertise to 2pad. Ary Tebeka and Philippe Lumbroso co-founded Kortex in 1985, a leader in the French modem manufacturing industry. In 1996, they co-founded Aplio, a VoIP hardware manufacturer, which they later sold to IDT / Net2Phone in 2000 for $50 million. They remained at IDT until 2002. In 2004, they closed Kortex and began their next project: Emailbased and 2pad.
More at:http://www.2pad.com/

HighBeam to enable individuals to conduct convenient online research

What Company Is Offering:
HighBeam is a magazine and newspaper archive, online library and research tool for individuals, students and small businesses. They collect millions of research articles from published sources you know and trust – and put them all in one place.

Whether you have a specific research need or just want to read about topics of interest, HighBeam gives you unlimited access to newspaper archives, journal articles, magazine back issues, reference works and more.

How It Works:

HighBeam Research to enable individuals to conduct convenient online research. By combining an editorially selected collection of thousands of authoritative sources, including millions of credible free and paid articles, with tools to find, organize and share information, HighBeam offers an innovative and efficient approach to online research.

Unique Features:

With more than 500,000 articles, HighBeam Reference offers unprecedented access to top reference works, including:

Britannica Concise Encyclopedia.
Reference works from Oxford University Press.
ColumbiaEncyclopedia.
Dictionaries.
Thesauruses.
Almanacs.
Reference works covering science, technology,literature, finance, history, the arts and more.
More at:http://www.highbeam.com/